fit woman stretching with friends









How would you rate your life on a scale of 1 to 5?

If you said a 5, just keep reading and enjoying. If you’re down around the 1’s, try some of the suggestions I provide. When I was doing my focus groups, one of the three main issues women were concerned about was financial security. Not only did you want to know you could pay your bills without worrying, but you also wanted to know you would live in the style to which you’ve become accustomed. It is amazing to me how many women have no idea what their net worth is, what kind of credit score they have or where all their assets are sitting.

It is up to you to take control now, and have the information you need to make sure you are fully knowledgeable of how you stack up financially. No one is going to rescue you but you. If you are still with your husband or significant other, and they feel threatened by your questions and actions, too bad. You are a team, and teams share and succeed together. There are no secrets and you are stronger because you compliment each other. If you choose to stay ignorant and uninformed, then you deserve what you get. I know it’s tough talk- but it should be addressed strongly more often. No longer can any woman afford to not be in control of her own destiny. Illness, accidents, disasters are realities we may have to face. Only the strong will survive, and you need to be one of them.

The second issue is wellness.

In fact, some women who never surfed the web for anything other than travel and getting email, spent most of their time researching health issues. Fitness didn’t come into play because it sounded too much like work. But staying healthy and able to move, enjoy and do, were the targets of choice. Of course, in order to stay healthy, you must exercise, eat properly, get your check-ups, and take your medication and supplements. Even doing all that, there are things you can’t prevent. You will get arthritis, painful knees, slower metabolism, poorer eyesight and even serious diseases such as diabetes, forms of cancer and heart problems. The big difference is that the better care you have taken of yourself, the more you’ll be able to deal with them and overcome not only the treatments but totally recover. I firmly believe in at least 30 minutes of exercise a day. I’d prefer an hour, but half of that is mandatory. It doesn’t matter what you choose as long as you are faithful about it. It must have cardio value to get your heart rate up, stretching for flexibility and resistance/weight training for bone density. Eliminate any of those and your regimen is compromised. Of course, that has to be coupled with proper eating habits. I don’t believe in diets. I do believe in monitoring how and what you eat. You become aware of what you put in your mouth and it’s as simple as that. It’s a way of life and when it becomes a habit, you won’t even think about You can be vegan, a meat eater, like mostly fish and chicken—it doesn’t matter. If you use moderation, you’ll be okay.

I’m not sure if you are aware that 3500 calories equal one pound.

That means to lose a pound, you must eliminate 3500 calories that you need. To gain those pounds, you must have eaten 3500 calories that you didn’t burn up. Sure—the more active you are, the more calories you burn—but starving yourself is not the answer either. Your body thinks you “are starving” yourself and adjusts the amount of calories you need. So just be logical and do what you know is the right thing.

The final area identified was that of lifestyle, social community or belonging to a group. Women want others like them to do things with. It could be as simple as a theatre group, book reviews, cruises or just simple dinners. Those of you with other people in your life might not need this as much, but some you have spouses who prefer to stay home, like to putter around the house, watch sports all day and really aren’t very social themselves. These groups provide a safe, stable environment in which to have fun and enjoy yourself. That’s why we started the Spunky Old Broad Clubs so people could find others with whom they have something in common. Come join us. And even if you don’t, you owe it to yourself to have your finances, health and community all in place. If you don’t you will continue to have your midlife crisis with no one around to help you.

So be positive about aging and take a look at the people in your life that matter and value the friendships and love you give and receive everyday! Life is worth living and problems will always be right around the corner.  Make a choice to be your own Spunky Old Broad.  For me it’s always been a compliment to be called an S.O.B. !


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